This is a complete guide on how to generate Track 1 with Track 2. For those who have already got their 101 or 201 dumps with just Track 2, we are here to teach you how to generate Track 1 dump
WHAT ARE TRACKS
We will briefly explain the tracks down here
TRACK 1
The first track contains the credit card number, the credit card cardholder’s name, and the credit card expiration date.
It is the only track that carries the account holder’s name, but you can change the name to match the fake IDs you have or with the name embossed on the plastic and that will still work 100%.
This track is written with codes referred to as Odd parity or Dec Sixbit
Track 1 Format:
- %B37037300811803732^BRAND/STARK D^ 201010100000024001000000415000000?
- START SENTINEL – is usually 1 character (%)
- FORMAT CODE – 1 character, financial cards format code (B)
- PRIMARY ACCOUNT NUMBER (PAN) – This is usually the card number, but not always (37037300811803732)
- FIELD SEPARATOR – Financial cards use a single symbol for separation (^)
- NAME OF CARDHOLDER – Contains 2-26 characters (BRAND/STARK)
- FIELD SEPARATOR – Its symbol (^)
- EXPIRY DATE – Comes in the format: YYMM (2010)
- SERVICE CODE – 3 characters (101)
- DISCRETIONARY DATA – May contain the PIN Verification Key (not the ATM PIN), card verification value, CVV (00000024001000000415000000)
- END SENTINEL – is usually 1 character (?)
TRACK 2
This contains the credit card number and the expiry date. It is the most important track of a dump and will make all the differences whether you will get your money from the ATM or not.
Most dumps will get you cash if your track 2 is correct. It is written with a 5-bit scheme, 4 data bits, and 1 parity bit. A parity bit also know as a check bit is a bit added to track 2 to aid error detection as it requires authorization steps to be discarded or retransmitted from scratch which is what makes the ATM pay you cash
Track 2 Format:
- ;370373660206009=201010118023328700000?
- START SENTINEL – is usually 1 character (;)
- PRIMARY ACCOUNT NUMBER (PAN) – This is usually the card number, but not always (370373660206009)
- FIELD SEPARATOR – a single symbol for separation (=)
- EXPIRY DATE – Comes in the format: YYMM (2010)
- SERVICE CODE – 3 characters (101)
- DISCRETIONARY DATA – May contain the PIN Verification Key (not the ATM PIN), card verification value, CVV (18023328700000)
- END SENTINEL – is usually 1 character (?)
TRACK 3
This one contains information about the customer loyalty programs, some banks use it for programs such as airline rewards but is virtually unused by the majority of banks. It was developed by Thrift saving Industry Point of Sale (POS) will not read this track.
SERVICE CODE
The card service code is a 3 digit code present in Track 1 and Track 2. All 3 digits have their meaning and when read together as a service code tells you how to use the card
IF THE FIRST DIGIT IS :
- 1 – the card is for international use
- 2 – the card is for international use but has a chip
- 5 – the card is for national use
- 6 – the card is for national use but has a chip
- 7 – the card is not good for interchange except for a bilateral agreement
- 9 – test card
IF THE SECOND DIGIT IS:
- 0 – the card is normal with no restriction
- 2 – issuer must be contacted via online means
- 4 – issuer must be contacted via online means except under a bilateral agreement\
IF THE LAST DIGIT IS:
- 0 – No restriction, but Pin is required
- 1 – No restriction
- 2 – the card can be used to purchase goods and services but not for cash
- 3 – ATM use only, PIN is required
- 4 – cash only
- 5 – the card can be used to purchase goods and services but not for cash, PIN is required
- 6 – No restriction, PIN should be used when required
- 7 – the card can be used to purchase goods and services but not for cash, but PIN should be used when required
You should by now know what TRACKS are. Once you understand tracks and how service code works and you are able to a[ply all principles stated here accordingly then you are good to go.
TO GENERATE TRACK 1 WITH TRACK 2
If you skipped all the information above, please go back and read through so you do not get confused as we go through this tutorial. We recommend you go back and read through.
Let’s begin, Using this track 2
- 4837427301586318=19021011204151804292 – Track 2
- BENEDICT/JANE – the name of the cardholder (LASTNAME/FIRSTNAME)
- HSBC BANK USA, N.A. – Name of Bank
- The United States – the country of the bank
- DEBIT – this is the type of card, its either credit or debit card
- Classic – this is the brand of card
And the ” = “sign indicates that it is a track 2, when you see a “B” indicates that it is a Track 1
STEPS
From Track 2; 4837427301586318=19021011204151804292
- Take the credit card number from Track 2; 4837427301586318
- Add the letter “B”; B4837427301586318
- Now add the cardholders name you want to appear on the card using “^” at the beginning and end of the name; B4837427301586318^BENEDICT/JANE^
- Then add the expiration date and service code (expiration date – 1902; service code – 101) ; B4837427301586318^BENEDICT/JANE^1902101
- Now add 10 (ten) zeros after the service code; B4837427301586318^BENEDICT/JANE^19021010000000000
- Add the numbers from track 2 after the service code in this format; B4837427301586318^BENEDICT/JANE^190210100000000001204151804292
- And lastly, add six (6) zeros, it should look like this; B4837427301586318^BENEDICT/JANE^190210100000000001204151804292000000
And your Track 1 is ready. Easy right?
NOTE: This process is only valid for Visa and Mastercards.
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